Imagine, a writer is off to the office to write a multitude of essays for his boss. Being a writer, he believes that his job is not as strenuous to his health as other more physical tasks such as those done by carpenters or construction workers.

As he was about to start working, he suddenly feels a pain in his chest and required hospitalization, apparently the number of essay that he writes has taken its toll on his health.

However, the poor writer did not plan for this risk and does did not get a health insurance.

Unfortunately more and more people are suffering from the same fate. There are plenty of stories all over the web that speak of a similar tale. One of the more known reasons for this occurrence is probably because of the financial crisis.

Many people are thinking that paying health insurance premiums are costs that they can easily be remedied by just playing it safe, and avoiding danger zones in work.

However this kind of thinking has  lead to people to become a topic of similar essays. Other reasons that people wrongly avoid getting health insurance are:

1.The mentality that “I am not at risk” - With the aforementioned example, the essays writer did not care about getting health insurance because the tasks that he did are not as physically harmful as those done in other jobs.

However, there are many diseases or stress related illnesses that can harm a person no matter if the danger is physically present or not.

2.“It is very difficult to apply for one” - Actually, the advent of the internet has made it easier to apply for a health insurance. There are various websites that even offer essays that can help tutor a person who is interested in acquiring one for himself or his family members.

3.“It would end up costing more” - As the name implies, insurance just insures you or makes sure that at the event  something bad happens, one would be able to get the help that he needs.

Part of the cost of insurance is to cover for that risk, yes it may be a gamble, but wouldn't it be better to bet on the safety of the family rather than come unprepared in the event something happens?

Hopefully, by realizing these wrong reasons for avoiding health insurance, more people would open their eyes and get one.